Friday, November 30, 2007

KitsapWithKids: Ways to Spend the Winter

Dr. Seuss Comes Alive
in Port Orchard

Western Washington Center for the Arts is performing a wonderful musical adaptation of several Dr. Seuss books. This show is sure to please children of all ages, and parents as well!
"Seussical" the musical, once played on Broadway, is a charming menagerie of many different classic children's books including The Cat in the Hat, Horton Hears a Who, How the Grinch Stole Christmas and Green Eggs and Ham, plus 13 other literary creations.

Through December 16, WWCA will present the show on Fridays and Saturdays at 7:30 pm, and Sundays at 5 pm. The musical is being performed at the WWCA Playhouse at 521 Bay Street in Port Orchard. Tickets cost between $10 and $15.

For more information, call 360-769-7469.

Monday, November 26, 2007

KitsapWithKids: Ways to Spend the Winter

I’ve lived in the Pacific Northwest for 16 of the last 20 years of my life. I should be used to the winter weather by now. Problem is, it isn’t just winter weather. It’s winter, spring and fall weather. It’s nine-months-of-the-year weather. It’s cold-and-damp, what-will-we-do-inside-again-today weather.

Don’t get me wrong, summer more than makes up for the wet months. It’s glorious and beautiful and, well, perfect. But ugh, the gray skies that come in October!

Well, in the past, I just (excuse the pun) weathered through the weather. However, now I have a three-year-old. How do I entertain him without going crazy on those weekend afternoons when the sky is drizzling and we’ve been home a little too long?

Thus, begins the new series “KitsapWithKids: Ways to Spend the Winter”. I will highlight different things to do with children here in Kitsap County and in surrounding areas. I will try to post something every few days, and hopefully that will keep many of you busy during the worst days of winter.

Some of these ideas will be for on-going entertainment opportunities, like cinemas, indoor pools and gyms. Other posts will be about local kid-friendly events. This series is aimed at children of different ages, so it includes families with infants and toddlers as well as families with teenagers.

If you have a suggestion for a feature for KitsapWithKids, please let me know. And keep checking back for new ideas. Have a safe and sane winter!




KitsapWithKids: Ways to Spend the Winter

Chuck E. Cheese in Silverdale

The first in a series of ways to spend rainy, cold, winter afternoons with your kids in Kitsap County.

Silverdale is the retail hub of Kitsap County. It is also the home to the county’s newest indoor attraction for kids. Chuck E. Cheese has arrived in Kitsap County!

Chuck E. Cheese is well-known as the place kids go to run around and play video games while noshing on pizza and breadsticks. Meanwhile, Mom and Dad can have a salad and pizza of their own, while sipping on a beer.

Or, skip the food altogether! Buy a Chuck E. cup, and spend the afternoon drinking fruit punch and feeding tokens to all the machines. For very little cash, you and your little ones could spend hours at Chuck E. Cheese on a nasty day.

Be sure to sign up for the CEC Club. Through the Chuck E. Cheese website, you can sign up and receive monthly specials via email. Great coupons are always available in the local paper, but the coupons that arrive through the CEC Club can’t be beat!

Remember, this is an awesome place for ALL ages, even babies! The infants and crawling babies with our meetup group are usually fascinated by the lights and all the kids, and one crawler I know will sit for hours watching the huge TV featuring Chuck E. Cheese or the disco balls hung from the ceiling. And be on alert, Chuck E. has been known to make an appearance and give out free tokens and tickets!

Tip: To avoid the crowds but still tire out the little ones, be at the door when they open at 10 am, and plan to leave at lunchtime. That way, you can let them go wild, eat at Chuck E. Cheese if you choose, then get the kids to nap when you get home after lunch!

Click here to sign up for the Chuck E. Cheese Club!

Sunday, November 25, 2007

Military: Grants for Military Spouse's Education



Military spouses often have special challenges finding and maintaining a career when following a spouse between different duty stations. Many career fields are not “portable”, and those that are often require special training. Child care and cost of education becomes an issue.

Many military spouses who maintain a career often sacrifice high-paying jobs to follow their active duty sailor or soldier every time they a relocated, which can happen as often as every six months to two years. Military husbands and wives find it difficult, if not impossible, to train for a new career in high-demand, easily-transferable fields, due to the cost of education, tuition, books, and child care. Many military spouses just give up, accepting the fact that they will not have a career of their own until after their spouse retires from active duty.

However, help is now available in the form of financial grants for military spouses. The Military Spouse Career Advancement Initiative is designed for spouses who move frequently and meet income requirements. The grants are backed by $35 million from the Department of Defense and the Department of Labor.

Participants must be married to an E1 – E5 active duty service member, or an active duty junior officer O1-O3. Eligible spouses need to have either a high school diploma or their GED.

Spouses are eligible for up to $3,000 per year in grant money for training in the health care, education and information technology fields, among others. The program will begin in January of 2008, and is being unveiled at 18 military installations across the country.

In Washington State, participating bases include Fort Lewis, McChord Air Force Base, and Naval Base Kitsap. For more information, call Robin Moeller at the Fleet and Family Services Center at Naval Base Kitsap at 360.396.1768.

To see if you qualify, or for a list of other participating military installations, see the Military Spouse Support Center at http://www.military.com/spouse/cf/0,,cf_CAA_111407,00.html.

Wednesday, November 21, 2007

Kitsap Homes: Charming four bedroom for sale!


Wonderful Craftsman-style home with four bedrooms, one and three-quarter baths in Manette! Large one-story home with finished basement has more thn 2,000 square feet. Only $250,000!

Views of the city, sound, and ferries from the covered deck in this home with charm of yesteryear.

Relax in your living room with coved and coffered ceilings and original red oak hardwood floors.

Watch the ferry come in while making jam in your kitchen with fruit picked from your yard.

Cuddle by the fire in the lower family room.

Easy commute to ferries, Harrison, shipyard. Free home warranty, seller will help with closing costs.

Local news - SCHEFFER AND BEAM ATTEND ANNUAL CONFERENCE

LAS VEGAS - Janice Beam and Marlene Scheffer of Realty Station recently joined Realtors from around the country for the 2007 National Association of Realtors Conference and Expo in Las Vegas.

The annual convention, called "the premier event of the real estate industry", presented more than 200 programs to help real estate agents thrive in a changing market. Beam and Scheffer attended seminars on practical solutions for today's home sellers and buyers, marketing ideas, and new technology.

Beam and Scheffer also had many opportunities to network with other real estate professionals, expanding their already well-established referral network.

"I find the information at these conventions vital to our success as real estate agents," Beam said. "By being on the forefront of the changes in our industry, we will be ready to help our clients with any of their real estate needs."

For example, Scheffer has a blog about real estate in Kitsap County, and she feels that the convention has helped her offer her subscribers a better level of service as well as more information through her blog. You can view the blog at http://www.kitsaphomes.blogspot.com/.

Beam and Scheffer are already planning their trip to next year's convention in Orlando, Florida.

Realty Station is a full service real estate company in East Bremerton. Realty Station offers seller representation, buyer representation, and property management services in all of Kitsap County as well as parts of Mason and Pierce counties. Beam and Scheffer can be reached by calling Realty Station at 360.377.5699.

Saturday, November 10, 2007

Title and Escrow Junk Fees? You bet!


I had a rude awakening yesterday...

I was at the closing table at a local escrow company, an escrow company that has served me well over the past ten years. The escrow company and title company are owned under the same umbrella. In other words, the title and escrow company are, in essence, the same.

My job at the escrow table is to sit and observe. I do not interrupt or comment usually, unless I see something obviously wrong. If something is wrong, I know who to contact to get it fixed as quickly as possible, so my clients can continue to close on time.

I typically do not have many issues at the closing table, because I always request the closing statement be sent over to my office prior to the signing date. If anything is amiss, I can fix it before it becomes an issue.

As I was glancing over the closing statement for a final review, a charge jumped out at me, a charge that had not been on the closing estimate the day before.

"Excuse me, can you explain what a 'Reconveyance Verification Fee' is?"

The escrow officer explained that it is a fee that their headquarters charges to have someone verify that the bank holding the seller's loan actually reconveys the title, or clears the loan.

Umm, what? Isn't that what the title and escrow companies are for? The title and escrow companies are responsible for granting clear title. That's why the seller and the buyer both purchase title insurance. If the original loan is not reconveyed, how could they grant clear title?

It's called a junk fee. Many lenders and mortgage brokers have been doing it for years. Granted, some of those fees are paid to third parties, and someone has to pay them. That is why those fees gets passed on to the buyer. However, in this case, the escrow company is collecting the money and passing it on to their headquarters. So technically, they don't keep it and can therefore collect it.

Taking that a step farther, couldn't they do that with their franchise fees? Postage stamps? Employee wages? They don't get to keep those either!

I can not stand junk fees! If it is a cost of doing business, just up the one fee and get it over with. Tell me what it's going to cost. If you do a good job, I won't have a problem paying your fee, but don't nickel and dime me, or my clients, to death!

Wednesday, November 7, 2007

Military: USS John C. Stennis Education Fair


This is the chance to advance in your career and begin planning for your career after retirement!

Use your GI Bill benefits to get your degree while still receiving your military pay check!

The USS Stennis is sponsoring an education fair, featuring more than 25 colleges and universities from around the country offering a variety of degrees in different areas of concentration. The fair is free to members of the active duty military community.

The fair will be held on Wednesday, November 14, from 10 a.m. to 2 p.m. (1000 to 1400 in Navy lingo) on board the USS Stennis barge. For more information, call 360-476-4282.

Start planning now for your time after military service has ended. It's never too early!

Military: Give Life to a Military Service Member!


You have the ability to save the life of a wounded service member or a member of their family!

By donating blood through the ASBP, you support our military and their families. All blood donated through ASBP goes directly to military men and women, both at home and abroad, as well as their families. Whole blood and blood platelets are needed daily for transfusions for our injured combat troops, cancer patients, transplant patients and many more.

As a transplant recipient and the spouse of a naval officer, I can not emphasize enough the blessing of receiving those blood donations. I have no idea who my blood came from during those eight hours of surgery, but I thank you from the bottom of my heart. By encouraging others to donate, perhaps I can return the favor.

Donating whole blood takes less than an hour of your time, and could save a life. The ASBP will be in our Kitsap County several times before the New Year. December 6, the ASBP will be accepting donations at Naval Base Kitsap - Keyport, Building 105. December 12, they will be at Naval Base Kitsap - Bangor. Although they will be located at the Trident Training Facility, access to dependents, retirees and contractors can be arranged through the TTF Security Desk.

The ASBP will also be taking blood donations at the Bremerton Naval Hospital on December 18. As long as donors have base access, they may donate blood at this event.

Military service members, dependent family members, retirees and their family members, and civilian government contractors are encouraged to give blood. To see if you are an eligible donor, please go to http://www.militaryblood.dod.mil/.

For more information, call 253-968-1903. And thank you for supporting our heroes!

Friday, November 2, 2007

Dangers of Overpricing Your Home

Many Sellers have the mistaken idea that they should price their home a little higher than they expect to get for the sale of their home. Please, do NOT fall into this trap! In today's market, homes need to be priced aggressively in order to attract ready, willing and able Buyers right away, in order to get the highest net return.

If you overprice your home, many Buyers won't even look at your home, thinking it is out of their price range.

Those Buyers who do look at your home are shopping by comparison, and looking at your home may convince them to make a bid on a different property.

Since an appraisal is often required when financing a property, it's futile to price a property for more than its worth. When the appraised value of your home comes in too low, it may jeopardize the sale of your home.

Properties left on the market for an extended period of time become "shopworn", causing many potential Buyers to believe there is something wrong with the property.

Overpricing tends to dampen the other real estate agents' attitudes, making your home less likely to be shown.

Overpricing lengthens market time and invariably results in a lower selling price than would have been otherwise obtained. When Sellers overprice their homes, especially in today's market, they often end up lowering the price of the home to attract more traffic to the home. They may have to lower the price of the house several times before they have it priced properly, to be competitive with other similar homes in their area. By letting the home sit on the market longer, they rob themselves of a higher net.


Market Time vs. Selling Price
0-4 weeks 98.1%
4-12 weeks 96.4%
13-24 weeks 94.9%
24+ weeks 91.1% or less

When it is time to sell your home, be sure to hire a qualified real estate agent and have them do a market analysis or price point for your home. Ask them questions, find out how they arrived at their sales price, look at other comparable homes that are for sale or that have sold recently. And above all, please, listen to your agent's recommendations. Price it right to get it sold!

Thursday, November 1, 2007

I am an Organ Recipient...

Several things have happened to me in my life recently that make me feel pushed to tell my story. It is a tragic story, a terrible story, it's an unfair story, and yet, it is beautiful.....

When I was nine years old, in 1980, I was diagnosed with Type 1 diabetes. Nurses and doctors told me that I could lead a healthy, full life, then they would turn away and shake their heads in pity. I had no idea what a horrible, thieving disease diabetes was.

Before I was 25 years old, I had lost half of five of my toes, had suffered severe, painful nerve damage in my feet and stomach, had several laser surgeries on my eyes to try to prevent blindness, and had been told to never have children (think 'Steel Magnolias'). They were 'watching' my kidneys.

When I was 25, I also lost a child. She was not a planned baby, but she would have been loved. But it was not to be. And it was all because of the diabetes. Then, when I was 33, I found doctors who would work with me to allow me to have a child as safely as possible. It was my life's dream, to have a baby of my own. I still don't know why it was so important to me, but it was.

Adam was born on April 12, 2004. He was very early, but he was perfect. He still is. He is a bright child, and has brought me joy and light that I never imagined I could have. My husband and I have been very blessed. But it was a difficult experience, and the pregnancy left my kidneys severely damaged.

I went on kidney dialysis in January of 2007. Anyone who knows me, knows that I am very high-energy. I am a Type AAA personality. I need to be perfect, I procrasinate, I want professionalism at all times. I go until I fall into bed. I like it this way. Being on dialysis was difficult, but not impossible. But I also knew it would not last.

Because of all the severe diabetic complications, I was convinced that I would not live to see Adam graduate from kindergarten. Doctors say I was probably right.

We were living in San Diego at the time. On April 10th, we went to Disney to celebrate Adam's third birthday. We had a great time! As Adam was meeting Lightening McQueen on the 11th, we got the call. There was a donor, and we were to come back to San Diego to check into the hospital. I was going to get a double transplant.

On Adam's birthday, I received a new kidney, so I would no longer be on dialysis. And I received a new pancreas, and would no longer be diabetic. This has changed my life.

Adam and I now share a special day. It is Adam's birthday, and my rebirthday. Everything has gone perfectly, and I don't ever remember feeling this good. Ever.

I think of my donor often. I don't know her name, know very little about her. But I know that her family must have suffered, and still suffer. To give me the gift of life, she died. The guilt I feel over that is incredible, but at the same time I remember that she would have died anyway, and perhaps, just perhaps, the decision made by her family to donate and save other lives, gives them some hope. Some feeling of control over an uncontrollable situation.

These are not my organs, and this is no longer my life. I will do better this time. I will give back. I will do for others. I will treasure every moment. I will not sit quietly when others suffer. I will love my family. I will love my son and husband with every fiber of my being. I will never take my life for granted.

I grieve for this woman who gave me my life back. I grieve for this mother who gave my son his mother back. I grieve for this family, who saved my life. And I grieve for the families who will never receive this gift.

I am an organ recipient. I am also an organ donor. My organs will never be used to replace bad organs for someone else. But perhaps they will take my organs and learn from them. I will donate to science, and perhaps that will save someone else's life someday.

Take nothing for granted, and always be thankful. And don't forget to mark that little box on your driver's license.

If you aren't an organ donor, please reconsider.